Financial advisor
Jun10

Financial advisor

Would you hire a financial advisor to help you handle your finances? Most people who do not have financial advisors are likely to dismiss such professionals, thinking that they can manage well on their own without the added cost of paying for financial services. However, the value that a financial advisor adds to your financial situation is far more valuable than the cost.

When you visit our website, you will get professional financial advice without paying a single cent. With us, you will receive professional financial services at your convenience, services that will help you to make investments and improve your overall standard of living.

Our main objective is to help you understand that there are ways you can manage your finances and loose them. However, we want to introduce you to ways you can earn and maintain a sustainable lifetime income that will be exposed to very little risk through our website and subsequent online interactions.

You Can Trust Us To Provide You With:

Trustworthy, Reliable, and Sound Financial Advice

how-to-choose-a-financial-advisorThrough our website, we will offer you financial information that you will need to know and implement for you to obtain financial freedom. Our well-researched articles will give you accurate information with regard to the financial climate of the country at all times and how the on-going events are likely to affect you.

We pride ourselves in the professional resources we have within our reach and the reliability of the finished products we will post on our website, all to help you make that decision that will drive you to your financial goal.

Up-To-Date Information

There is always something happening in the business world, and most of those things happening out there can affect the value of your investments either positively or negatively. It is our responsibility to tell you what is happening and to interpret it according to your situation. This regular information we will give you will help you anticipate changes and use the information to your advantage to make sound financial decisions that can either prevent a huge loss or result in handsome returns on investment.

Fresh and Easy To Understand Content

Commission-Based-Advisors-VS.-Fee-Based-AdvisorsWe cannot emphasize enough just how important sound financial advice is to an individual who is earning any amount of money or one who is almost getting to the job market. More often than not, people make financial mistakes out of ignorance, which is a sad reality. However, our fresh approach to matters related to finance is sure to whet your appetite for more transformational financial education, which is only complete with practice.

Furthermore, most other finance websites use financial jargon that only professional financial advisors and college finance students can understand. The information or content on our websites is written in a way that anyone who has the brains to make money can easily understand it and benefit from it.

Steps Towards Financial Freedom

services-brookside-resources-img3It is highly unlikely that an individual can learn everything about finance, implement it, and attain financial freedom in a day; the road to financial freedom is a journey that we are willing to take with you.

One of the best things you can do for yourself and your finances is to follow us closely, implement the financial tips on our posts that are relevant to you, and ask us any questions if you want to understand things better.

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Retirement
Jun10

Retirement

Retirement should be a goal from the moment you start your first real job.  That’s because many people find that employee sponsored plans or social security is not the windfall they expected. Instead of relying on one source of income, check out other means to a financially secure retirement. First decide on the lifestyle you want to live during your golden years, then determine the revenue streams you need to make it happen.

 

Employee Pensions

54418c0eb14200.65008707If you have been employed over the course of the years, the first source of income should be an employer’s pension. Before reaching retirement age, contact present and past employers to review plan details, such as how much you will receive and when.

Individual Retirement Accounts

If you have previously established an IRA, contact the plan administrator for the value and payout circumstances.  Individual Retirement Accounts are a good way to supplement pensions and social security.  It is important to assess how long the money will last based on your planned retirement age.

Personal Savings and Investments

While the amount may not be ideal, the amount in a personal saving account can help with retirement living. If you have any accounts with a bank or credit union, determine the value of each. Be sure to evaluate all assets, from cash to stocks and bonds.

 

Social Security

Flag_of_the_United_States_Social_Security_Administration.svgIf you have paid into the social security program while employed and have earned enough for a payout, determine what that amount will be. While you most likely can retire early at age 62, financial experts advise waiting until full retirement age. The reason is the longer you wait the higher the benefits. You can get a full statement from the federal Social Security Office.

 

Reverse Mortgage

Yes, you can get cash out of your home you are age 62 or older.  If you have been a long time homeowner with built up equity, you may qualify for a reverse mortgage. With this type of mortgage, the financial institution will give you a lump sum or monthly payments until such time you move or sell the home, or in the event of your death. The mortgage becomes due in such situation.

 

Side Hustle

After you tally up all of your income sources, including any from rental property or an inheritance, you might find that you may need more cash in order to get what you want out of retirement. It may be time for a part time job. Look for work that is fun and energizing, so retirement can still be enjoyable.

 

 

Health Care Coverage

health-care-reform-law1A major expense after retirement could be health care. Many retirees don’t have employee sponsored insurance after retirement.  The good news is that health insurance if available. One option is Medicare, a federal health care insurance plan for those aged 65 and older. If you qualify, this program offers coverage for medical care and prescription drugs. Unfortunately, not all expenses are covered, but you won’t have to shoulder every expense entirely.

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